Real Estate Professionals...

We know choosing a reliable mortgage partner is a difficult and sometimes impossible task. We feel there are six qualities to consider before selecting your mortgage partner. Why would you expect anything less from someone you are counting on?

Service - Our success and the success of our mutual partners is depicted by our level of service. We think service should be followed after honesty. Without a balance of both, no one wins. We distinguish ourselves from other mortgage companies by providing the highest level of service available for all our clients. We employ the best technology and support available which allows our partners and us more time with each client.

Honesty - You have no credibility if you don’t make honesty a priority. Our mutual partners and personnel will always be honest and upfront. We understand things can change and will disclose these changes as soon as we hear about them. If we all remain upfront and honest, we will be able to provide a lifelong relationship. Honesty is our number 1 quality.

Accessibility - What good are low rates and fees if you can’t get a hold of your broker, agent, title or other personnel working on the loan? Our mutual partners understand this and do their best to be available when you need them. We provide both our realtors and clients with “almost” 24/7 support for updates, using our advanced email system. Email will provide the best after hour response times. We also allow realtors and borrowers to log in to view the status of the loan or receive email updates through our website.

Rates and Fees - Our number 1 goal is to show our clients how they can get the best rates with the lowest fees. We will calculate all factors of the loan, to make sure we compare apples to apples, and get you the best loan. Our advanced technology allows us to shop the loan you seek with up to hundreds of lenders and get a response back within hours, if not minutes. Our lenders quote us their best rates and programs so we can give you a choice.

Marketing and Tools -We provide superior marketing for a lifetime to our mutual partners. We have invested thousands of dollars to obtain the most advanced and user friendly tools to help you succeed. Some of the marketing we utilize sets us apart from the traditional flyers and listing tools. Professionally designed and customized websites that tie into our network is one of our favorite tools. These websites offer an industry leading email marketing campaign that will help you with your referral business, GUARANTEED! We will also provide targeted internet search marketing. This is priceless and here for our partners.

Knowledge / Experience - Our team is of the most educated and knowledgeable in the mortgage industry, marketing and business in general. With extensive training in business, management, finance and service we are confident you won’t find a more versatile broker in the business.

 

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Real estate news:
 
Explaining The MBS Settlement Process
3/9/2010 3:51 PM

Posted To: MBS Commentary

10yr Notes progressively improved into the PM , ending 5 ticks better on the day with a yield of 3.70. MBS fought off much of the AM weakness in tsy's, and rallied just as well into the PM, reaching 101-15 at 4pm. But then we ended 4 ticks down on the day at 101-01! WHAT?!?!? S...Read More
 
Commercial and Multifamily Mortgages Outperforming Overall Bank Holdings
3/9/2010 2:45 PM

Posted To: MND NewsWire

Commercial and multifamily mortgages continue to have the lowest rates of charge-offs of any loan types at banks and thrifts and perform better than the overall loan portfolios at those institutions according to the Mortgage Bankers Association (MBA). In response to what it referred to as a great d...Read More
 
HUD Enforcing Job Creation Requirements for State and Local Governments
3/9/2010 2:37 PM

Posted To: MND NewsWire

The Department of Housing and Urban Development (HUD) has released the results of the first stage of its increased oversight and enforcement of job creation requirements under Section 3 of the Housing and Urban Development Act of 1968. In a press release on Monday HUD said that more than 3,100 stat...Read More
 
MBS AFTERNOON: Potential Reprices For The Better
3/9/2010 2:01 PM

Posted To: MBS Commentary

MBS Off To The Races with 4.5's up 8 ticks to 101-15! 10yr up 5 ticks on the day dropping yield to 3.70 (through post auction resistance) Reprices for the better = highly likely From the Ninja: Mortgages are still on hold as today’s 3yr note auction held few surprises-eve...Read More
 
Risk Weighted Returns; Warehouse Lending Credit Manager Needed; Subprime Analysts Lost; Bank News
3/9/2010 1:56 PM

Posted To: The Garrett Watts Report

We commented last week how a lot of people didn’t know what HSBC stood for... If you go back to when they bought a bank in Buffalo, New York to established themselves in the U.S. The joke was that HSBC stood for "Holy ____, Buffalo's Cold.” City National Ba...Read More
 
MBS LUNCH: 3 Year Note Auction Results And Reaction
3/9/2010 12:19 PM

Posted To: MBS Commentary

Immediately following the 3yr Treasury Note auction, treasuries weakened while MBS held steady. Since then, MBS have lost a few ticks, but the 4.5 remains positive on the day, up 1 tick at 101-07. The 10yr note is also up a tick leaving the yield just under 3.72. The 10yr's pos...Read More
 
MBS MORNING: Fed President Reminds About Labor Market Weakness
3/9/2010 10:23 AM

Posted To: MBS Commentary

I am kinda bummed no one laughed at my Kathy Ireland reference in MBS OPEN . Her dress was so tight you could see her liver processing the booze (that's a rumor). I suppose I could have poked fun at Sarah Jessica Parker's "Queen of the Nile" get-up. Ugh. You guys ...Read More
 
Empty Econ Calendar Helps Mortgage Rates Hold Steady. Auctions Biggest Reprice Threat
3/9/2010 10:05 AM

Posted To: Mortgage Rate Watch

After last week’s rates roller coaster ride that forced multiple reprices for the better and the worse, yesterday was quite boring. Mortgage rates held steady as prices of mortgage backed securities never moved too far in either direction. With very little price volatility, l...Read More
 
Second Mortgages in the Spotlight; Reverse Repurchase Primer; My Opinion on Mortgage Rates After the Fed; Provident Cuts Interest Only
3/9/2010 9:29 AM

Posted To: Pipeline Press

Often I start the commentary off saying something witty, but I couldn't think of anything clever so I thought I'd suggest you take a look at this video about, of all things, seat belts. It is making the rounds, and with good reason. The Federal Reserve has a ...Read More
 
MBS OPEN: Flight to Quality in Light Trading Volume
3/9/2010 7:46 AM

Posted To: MBS Commentary

Good Morning. Happy Standardized Test Tuesday! My nephew has Maryland School Assessment tests today, we were pre-gaming this morning. I remember those days pretty well...mostly because they were so incredibly boring and slow. Also because the test's time slots subtracted from f...Read More




16815 S. Desert Foothills Parkway•Suite 140• Phoenix, AZ 85048

(phone) 623.255.1014 • (fax) 623.687.9551 • laura@martellmortgage.com 

 Arizona Mortgage Broker: MB#0906813